• Leadership

    • Coach

    • Trainer

    • Speaker

  • Business Development

    • Specializing in DoD

    • Capture Strategy

    • Proposal Management

    • Proposal Writing

  • Project Management

    • Team Leader
    • Problem Solver
    • Schedule and Performance Driven


Featured Services

​​Janet Rutherford Guertin, President



"Serving others purifies our motives." John C. Maxwell

            The Dividend Factor, LLC

My word for 2019 is Renewing. Unexpectedly, I'm renewing my resources and growing my services in Proposal Management. We're working on many DoD related proposals right now! I'm excited to introduce the details within the next month. But, can honestly say that I love how God surprises me when I pick a word each year. Throughout the year the word continues to manifest new meanings and experiences.

Last year it was "family". I had no idea why because my kids are grown and doing well. But, when my father passed away, it became abundantly clear that it was time to gather with my sisters and spend much needed family time together as we grieved and celebrated my father. A time of reflection.

Back to 2019 - Renewing... I'm also working on the renewing of my skin! No matter what your vocation, great skin is always wanted. Before and after pictures will be released after I complete one year! Visit my Rodan + Fields Website to get started.

As a John Maxwell Certified Coach, Teacher and Speaker, I can offer you workshops, seminars, keynote speaking, and coaching, aiding your personal and professional growth through study and practical application of John’s proven leadership methods. Working together, I will move you and/or your team or organization in the desired direction to reach your goals. I am looking forward to assisting you on your journey to becoming a successful leader.

See my special John Maxwell offers at:

See my Rodan+ Fields special offers:

Bringing out the potential in teams to yield peak performance; individually and collectively!