It is with excitement and pleasure that I announce the expansion of The Dividend Factor, LLC!! DoD Proposal expertise is a unique gift and my friend and colleague Renee Murphy is one of the best! Not only can she strategize, manage teams, build a compliant and compelling proposal; she provides Desk Top Publishing too! She's the boss!

Renee's services are available through The Dividend Factor, LLC and we're off to an amazing start! God has blessed my business with great clients for the past six years and I've had to turn down many projects because I was riding solo. Not any more! Renee Murphy is a game changer and I'm proud to be working along side of her.

Please let me know if you have Business Development and Proposal related requirements, we're here to serve your team!

Welcome Renee! I'm so excited to have your proposal management services available now! 

As part of my Business Development Consulting services, I leverage John Maxwell's proven leadership methods and principles. As a Certified John Maxwell Team Member, I have a variety of resources based upon John's books and teaching to bring to your teams. My favorite teachings I delivered this year include: Purposeful Priorities and Developing The Leader Within You 2.0 Lunch and Learn. I am looking forward to assisting you on your journey to becoming a successful leader that wins new business!

See my special John Maxwell offers at:

See my Rodan+ Fields special offers:

Bringing out the potential in teams to yield peak performance; individually and collectively!

Featured Services

"Serving others purifies our motives." John C. Maxwell

​​Janet Rutherford Guertin, President

Renee Murphy, Sr. Proposal Mgr.


of Growth!!

            The Dividend Factor, LLC


  • Leadership

    • Coach

    • Trainer

    • Speaker

  • Business Development

    • Specializing in DoD

    • Capture Strategy

    • Proposal Management

    • Proposal Writing

    • Desktop Publishing

    • Proposal Training and Color Teams

  • Project Management

    • Team Leader
    • Problem Solver
    • Schedule and Performance Driven