• Leadership

    • Coach

    • Trainer

    • Speaker

  • Business Development

    • Specializing in DoD

    • Capture Strategy

    • Proposal Management

    • Proposal Writing

  • Project Management

    • Team Leader
    • Problem Solver
    • Schedule and Performance Driven


​​Janet Rutherford Guertin, President

Featured Services

            The Dividend Factor, LLC

"Serving others purifies our motives." John C. Maxwell

As a John Maxwell Certified Coach, Teacher and Speaker, I can offer you workshops, seminars, keynote speaking, and coaching, aiding your personal and professional growth through study and practical application of John’s proven leadership methods. Working together, I will move you and/or your team or organization in the desired direction to reach your goals. I am looking forward to assisting you on your journey to becoming a successful leader.

See my special John Maxwell offers at:

See my Rodan+ Fields special offers:

Bringing out the potential in teams to yield peak performance; individually and collectively!



2019 is off to an incredible start! Business is booming and the momentum is invigorating. There is much going on in the DoD and I'm blessed to be part of the business development community that equips our forces through my consulting relationships with my key customers.

I leverage my John Maxwell Certification in all the projects and teams that I'm a part of. As a result, my volunteer role now includes being part of the Leadership Pipeline team at Elevation Church! This is such an honor and fun too!

I'm so happy with a new skin care product line that I decided to add it to my portfolio! No matter what your vocation, great skin is always wanted. Visit my Rodan + Fields Website to get started.